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Cost guides
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Debt consolidation
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Debt consolidation counselling

How much does debt consolidation counselling cost?

  • R7000 – R8000
    The restructuring fee for debt counselling (for an individual)
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Debt consolidation counselling

Debt consolidation loan
Debt consolidation, debt management

Below are the informative prices of debt consolidation counselling. We've also examined what the quoted prices usually include and which factors affect the final price.


The application fee for debt counselling

  • R49 – R50

This is a one-off amount that is paid upfront and in full and it pays for the processing of your application. As the price is regulated by NCA and NCR, it does not vary. The average cost of the application fee for debt counselling is R50, or typically between R49 and R50.

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The restructuring fee for debt counselling (for an individual)

  • R7000 – R8000

This is the full assessment of consumer’s finances and includes a proposal for creditors to pursue, organizing of consumer’s debts, negotiations with your credit card providers for lower interest rates, supplying the attorneys with needed documents, handling transfer requests, and filling in NCT applications. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process. The prices are therefore the pretty much the same across the country. On average, expect to be charged between R7000 and R8000 for the restructuring fee for debt counselling (for an individual).

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The reckless lending fee for debt counselling

  • R1400 – R1500

Your counsellor will take a look at any reckless lending investigations, and supply attorneys with relevant documents to draft affidavits on the assessment outcome. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process so the prices do not vary by much. The cost of the reckless lending fee for debt counselling typically runs from R1400 to R1500, averaging at R1500.

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The administration fee for debt counselling

  • R250 – R300

This is a once-off fee that is paid upfront. It includes consultation with your counsellor to discuss the process and its costs, sending notices to your debtors, and handling any debt review rejections you might have received. Debt Review is governed and regulated by the NCA and NCR and is a formal legal process so the prices do not vary by much. On average, expect to be charged between R250 and R300 for the administration fee for debt counselling.

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Recent jobs for debt consolidation counselling

Debt consolidation loan

  • City (or suburb) where you need the service: Polokwane Central, Polokwane
  • What is your monthly income?: R5.000 - R10.000
  • What is the amount of debt you wish to take?: Up to R10.000
  • Estimated project start: More than 3 months

Good morning,I need an amount of R.00 to settle all of my debt and to fix my vehicle. The banks turned my applications down,the last two was ABSA and Old Mutual Yesterdays, for the reason I'm applying for financial rescue currently, to update all of my debt and to pay back a loan at a affordable rate and period.

Debt consolidation loan

  • City (or suburb) where you need the service: Somerset West, Cape Town
  • What is your monthly income?: Over R10.000
  • How long are you employed at your current position?: Over 12 months
  • What is the amount of debt you wish to take?: R10.000 - R50.000
  • Estimated project start: Within a month

I have about R30k debt and I want to pay it all and pay 1 service provider. Then improve my credit score. I AM a teacher .went threw some dificult times in serious family problms .now I am just want to rebuild my life and positive credit scores. My Gross salary is R29k and net salary is about R

Debt consolidation loan

  • City (or suburb) where you need the service: Johannesburg
  • What is your monthly income?: R5.000 - R10.000
  • How long are you employed at your current position?: 3 - 12 months
  • What is the amount of debt you wish to take?: Up to R10.000
  • Estimated project start: Within a month

Debt consolidation loan

  • City (or suburb) where you need the service: Estcourt
  • What is your monthly income?: Up to R2.500
  • How long are you employed at your current position?: Up to 3 months
  • What is the amount of debt you wish to take?: Up to R10.000
  • Estimated project start: Within a month

I am a single mother of two kids am employed but my work doent not meet all my needs so with that i ended up borrowing money from people thats makes the situation to be worse becouse come month end i dont have money .so now i have started a small business to assist me but i am sort with money fore stcock that why would like to apply fore these loan .