Bay Debt Counsellors

Ben Kamma
Debt collection, Debt consolidation, Therapy & Counselling
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Individual therapy

  • City (or suburb) where you need the service: Benoni
  • What is your main reason for seeking therapy?: Addictions, Relationship issues, Personal development
  • How would you like to meet with a therapist?: In person

Hello, I am a 26 year old male who is seeking a therapist who can offer support with addiction - more specifically I smoke cigarettes, weed and recently started frequently drinking alcohol. My main challenges are social anxiety, relationships and self belief. While I do thrive in certain elements of my life such as education and career, I am lacking on the personal side; family, friendship and maybe love. This is an area that I want to improve and I know it will bring me contentment but I'm struggling to let go of the past or perhaps my former. This is all very complicated for me and was hoping to speak with someone who has experience helping people like myself. Best of luck :) Regards

Individual therapy

  • City (or suburb) where you need the service: Johannesburg
  • What is your main reason for seeking therapy?: Stress & anxiety, Depression, Addictions, Relationship issues
  • How would you like to meet with a therapist?: In person

Yes , I want to book my mother in for therapy countless times she has been gambling with my dad’s money. And blames it on she is broke however she does not sleep with hunger , last night she took poison trying to kill herself because she had took money and gambled again this hurts my dad very much because he works hard for that money , I am worried that we might loose them both because of this

Individual therapy

  • City (or suburb) where you need the service: Paarl
  • What is your main reason for seeking therapy?: Stress & anxiety, Depression, Addictions, Relationship issues, General guidance
  • How would you like to meet with a therapist?: In person or online

Evening I need help. I don't know how to express myself. I keep on hurting my ex girlfriend emotionally. I don't know why. And she's "got" someone else and it hurts me. I feel depressed. I can't eat. It's like I'm repeating her emotions that I gave her when we were dating. We have a child together. And she can feel all the emotions whenever something happens between us. And I keep on hurting her when I have indulged in alcohol, and alcohol I wish to stop drinking as well. Help me.

Individual therapy

  • City (or suburb) where you need the service: George
  • What is your main reason for seeking therapy?: Relationship issues
  • How would you like to meet with a therapist?: In person or online

Tried to convince my Partner to go to counciling she refused tried to adress the issues but she tell me to go and devorce her she keeps on asking for chances just to go and do the things again that i see as an problem in our relationship like drinking wile im away for a month os sometimes two and i fee she is putting our sons welbeing at risk by being under the influence and being alone with my child at home having parties with money thats supposed to go for my child not paying the bills leaving me to in the dept

Debt collection

  • City (or suburb) where you need the service: Pinetown
  • Who is seeking to recover the debt?: A business
  • What is the amount owed?: R50,000-R99,999
  • Who is your debtor?: A business
  • How long has this debt remained unpaid?: More than a year
  • What does this debt refer to?: Unpaid invoices
  • Estimated project start: Within a month

We do work for insurance companies. When we are appointed to do an electrical connection to a new geyser the process is to submit our 'standard rate' invoice to the plumber. The plumber submits to the ‘Insurance'. The ‘Insurance’ pays the plumber and then the plumber pays us. We have outstanding payments from Right Way Plumbers dating back to that we have been following up on, the plumbers HAVE been paid. Thery have not paid us. We have supplied proof that they have not paid.

Debt collection

  • City (or suburb) where you need the service: Thabazimbi
  • Who is seeking to recover the debt?: A business
  • What is the amount owed?: R5,000-R9,999
  • Who is your debtor?: A business
  • How long has this debt remained unpaid?: Less than 1 month
  • What does this debt refer to?: Unpaid invoices
  • Estimated project start: Within a month

I was asked to provide consulting services in respect of the establishment of a community farm by the landowner and his wife. I met with the landowner and his wife in Johannesburg on 11 October - 2 hours. I advised the landowner & his wife to take notes so that they could check through their notes & and I would explain in greater detail based on the queries from their notes that they would send back to me. I advised them of my hourly consultation fee before I started work on the annotation of their queries. As I understood this to be an upliftment project I dropped my consulting fee from R/hr to R/hr. Their notes were emailed to me on the 15th October . I again confirmed my hourly rate. I spent 11 hours commenting on their notes in great detail - covering technical issues pertaining to land leases, land improvements, capitalisation of expenditure and methods to recover such capital expenditure etc. I sent the annotated notes back to the client on 16 October . Further questions and explanations followed pertaining to the formation of a property trust, donation tax etc. These were dealt with by Whatsapp messaging (screen shots have been recorded of the conversations) . I submitted my invoice on 22 October . At this point, the landowner refused to pay what he called my exorbitant fees - R .00 for 11 hours spent annotating the notes that they had sent to me. An additional 2 hours of Whatsapp consultation on 22 October followed regarding Total Amount Invoiced R 5 .00. Via WhatsApp messenger the landowner communicated that he was not going to pay my fees ...but as a gesture of goodwill they would forward a gratuity payment. They paid R .00.

Debt collection

  • City (or suburb) where you need the service: East London
  • Who is seeking to recover the debt?: An individual
  • What is the amount owed?: R10,000-R49,999
  • Who is your debtor?: An individual
  • How long has this debt remained unpaid?: More than a year
  • What does this debt refer to?: Other
  • Estimated project start: Within a month

I paid someone for the purchase of some items and arranged a courier. They never met the courier after multiple attempts. The person then agreed to send the money back and has been dodging me since. He says he will pay one month and then doesn't pay. When I follow up he says "Tomorrow" and does not pay. It's been over 16 months since I sent him the money. He still has not paid anything, the plan was R each month for 8 months then R. So a total of R. He lives in East London I am from western cape. I have his full name and ID, bank statements proving all monies.

Couples therapy

  • City (or suburb) where you need the service: Witbank, Emalahleni
  • What is your main reason for seeking therapy?: Stress & anxiety, Depression, Relationship issues, Grief, General guidance
  • How would you like to meet with a therapist?: Online

I cheated on my girlfriend multiple times in the past,I had so much lust controlling me,I ended up leaving her,that broke her to pieces,that even after forgiving me over and over I left her and moved on with someone else,I then regretted it,I missed her so much,I realised how much I love her,I always loved her but I didn't treat her right,now we got back together and are trying to fix things but she keeps on leaving me cause she's reminded of everything I did,the moment we're happy she has flash backs and remembers what I did and feels the need to pull herself away from me even though I truly have changed,we love each other,we need help so she can forgive me and we need help to move forward together cause we do want to get married but the trauma I caused her is too much for her to handle.

Couples therapy

  • City (or suburb) where you need the service: Pretoria
  • What is your main reason for seeking therapy?: Relationship issues
  • How would you like to meet with a therapist?: In person or online

We don't have medical aid and my boyfriend doesn't currently work. We both have past trauma, I come from childhood abuse and his I would like to think it is his story to tell. We would like to work on our communication as this is a major issue. We also are very different he is an introvert INTP and I am very direct and a extrovert ESFP . We both know that we need individual counseling as well. So our only challenge we face right now is budget.

Individual therapy

  • City (or suburb) where you need the service: Malmesbury
  • What is your main reason for seeking therapy?: Stress & anxiety, Grief, General guidance, Other
  • How would you like to meet with a therapist?: In person

Can discuss when we meet!!!